/* ===== EMI Tracker — mobile-first ===== */
:root{
  --ink:#1e2235; --muted:#7a8194; --line:#eceef5; --soft:#f6f7fb;
  --brand:#6d5efc; --brand2:#8b5cf6; --card:#ffffff; --danger:#e5484d;
  --radius:18px; --shadow:0 8px 24px rgba(40,40,90,.08); --shadow-lg:0 16px 40px rgba(40,40,90,.16);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  color:var(--ink);line-height:1.5;
  background:
    radial-gradient(900px 500px at 100% -5%, #efe9ff 0%, transparent 55%),
    radial-gradient(800px 500px at 0% 0%, #e6fbff 0%, transparent 50%),
    radial-gradient(700px 500px at 50% 120%, #ffe9f3 0%, transparent 55%),
    #f4f5fb;
  min-height:100vh;-webkit-font-smoothing:antialiased}
.wrap{max-width:1180px;margin:0 auto;padding:0 14px}
a{color:var(--brand);text-decoration:none}
h1,h2,h3{margin:0;letter-spacing:-.01em}

/* ---------- top bar ---------- */
.topbar{position:sticky;top:0;z-index:50;
  background:linear-gradient(100deg,#6d5efc 0%,#8b5cf6 45%,#d946ef 100%);
  color:#fff;box-shadow:0 6px 22px rgba(109,94,252,.35)}
.topbar-inner{display:flex;align-items:center;justify-content:space-between;height:58px;gap:8px}
.brand-logo{display:flex;align-items:center;gap:7px;font-size:15px;font-weight:800;white-space:nowrap}
.brand-logo .dot{font-size:21px}
.brand-logo .txt{display:none}
.topbar nav{display:flex;gap:4px}
.topbar nav a{color:#fff;font-size:13px;font-weight:700;padding:8px 11px;border-radius:11px;opacity:.9;
  transition:.2s;white-space:nowrap}
.topbar nav a.active{background:rgba(255,255,255,.22)}

/* ---------- hero ---------- */
.hero{display:flex;flex-direction:column;gap:10px;margin:18px 0 4px}
.hero h2{font-size:21px;font-weight:800}
.hero p{color:var(--muted);margin:3px 0 0;font-size:13.5px}
.pill{align-self:flex-start;display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);
  border-radius:999px;padding:7px 14px;font-size:12.5px;font-weight:600;color:var(--muted);box-shadow:var(--shadow)}
.pill .live{width:8px;height:8px;border-radius:50%;background:#22c55e;box-shadow:0 0 0 4px rgba(34,197,94,.2);
  animation:pulse 2s infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.4}}

/* ---------- stat cards (2-col on phone) ---------- */
.stats{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:16px 0 22px}
.stat{position:relative;overflow:hidden;border-radius:var(--radius);padding:16px;color:#fff;box-shadow:var(--shadow-lg)}
.stat .ico{font-size:26px;filter:drop-shadow(0 3px 6px rgba(0,0,0,.25))}
.stat .label{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.05em;opacity:.92;margin-top:8px}
.stat .value{font-size:22px;font-weight:850;margin:3px 0 2px;line-height:1.1}
.stat .value.sm{font-size:17px}
.stat .sub{font-size:11.5px;opacity:.9}
.stat .blob{position:absolute;right:-30px;top:-30px;width:120px;height:120px;border-radius:50%;background:rgba(255,255,255,.16)}
.s1{background:linear-gradient(135deg,#6d5efc,#a855f7)}
.s2{background:linear-gradient(135deg,#fb7185,#f43f5e)}
.s3{background:linear-gradient(135deg,#f59e0b,#f97316)}
.s4{background:linear-gradient(135deg,#10b981,#06b6d4)}

/* ---------- panels ---------- */
.panel{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:16px;margin:0 0 16px;box-shadow:var(--shadow)}
.panel h3{font-size:15.5px;font-weight:800;margin-bottom:14px;display:flex;align-items:center;gap:8px;flex-wrap:wrap}
.panel h3 .count{font-size:12px;font-weight:700;color:var(--muted);background:var(--soft);border-radius:999px;padding:2px 10px}
.grid2{display:grid;grid-template-columns:1fr;gap:16px}

/* ---------- bank bars ---------- */
.bankrow{display:flex;align-items:center;gap:12px;margin-bottom:14px}
.bankrow:last-child{margin-bottom:0}
.bankbadge{display:flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:13px;
  font-size:19px;color:#fff;flex-shrink:0;box-shadow:0 6px 14px rgba(0,0,0,.12)}
.bankmeta{flex:1;min-width:0}
.bankmeta .nm{font-weight:700;font-size:13.5px;display:flex;justify-content:space-between;gap:8px}
.bankmeta .nm .amt{color:var(--ink);font-weight:800;white-space:nowrap}
.bankbar{height:9px;border-radius:999px;background:var(--soft);overflow:hidden;margin-top:6px}
.bankbar span{display:block;height:100%;border-radius:999px;transition:width 1s cubic-bezier(.2,.8,.2,1)}
.banksub{font-size:11.5px;color:var(--muted);margin-top:5px}

/* ---------- finishing-soon ---------- */
.soonlist{display:flex;flex-direction:column;gap:10px}
.soonitem{display:flex;align-items:center;gap:12px;padding:11px 13px;border-radius:15px;background:var(--soft);border:1px solid var(--line)}
.soonitem .em{font-size:21px}
.soonitem .t{flex:1;min-width:0}
.soonitem .t .n{font-weight:700;font-size:13.5px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.soonitem .t .d{font-size:11.5px;color:var(--muted)}
.soonitem .badge{font-size:12px;font-weight:800;padding:5px 11px;border-radius:999px;color:#fff;white-space:nowrap}

/* ---------- next charges ---------- */
.chips{display:flex;flex-wrap:wrap;gap:9px}
.chip{display:flex;align-items:center;gap:8px;background:var(--soft);border:1px solid var(--line);border-radius:13px;
  padding:8px 12px;font-size:12.5px}
.chip .cd{font-weight:800;color:var(--brand);background:#fff;border-radius:8px;padding:3px 8px;font-size:11.5px;border:1px solid var(--line)}
.chip .ca{font-weight:800}

/* ---------- EMI cards ---------- */
.emigrid{display:grid;grid-template-columns:1fr;gap:14px}
.emicard{position:relative;background:var(--card);border:1px solid var(--line);border-radius:16px;
  padding:16px 16px 14px;box-shadow:var(--shadow);overflow:hidden}
.emicard .accent{position:absolute;left:0;top:0;height:5px;width:100%}
.emicard .top{display:flex;align-items:flex-start;gap:11px;margin-top:4px}
.emicard .em{width:46px;height:46px;border-radius:13px;display:flex;align-items:center;justify-content:center;font-size:24px;flex-shrink:0}
.emicard .ttl{flex:1;min-width:0}
.emicard .ttl .nm{font-weight:800;font-size:15px;line-height:1.25}
.emicard .ttl .bk{font-size:11.5px;color:var(--muted);margin-top:2px;font-weight:600}
.emicard .mo{text-align:right;flex-shrink:0}
.emicard .mo .v{font-weight:850;font-size:15.5px}
.emicard .mo .l{font-size:10px;color:var(--muted);text-transform:uppercase;letter-spacing:.04em}
.prog{margin:14px 0 12px}
.prog .top{display:flex;justify-content:space-between;font-size:11.5px;color:var(--muted);margin-bottom:6px;font-weight:600}
.prog .top b{color:var(--ink)}
.track{height:10px;border-radius:999px;background:var(--soft);overflow:hidden}
.track span{display:block;height:100%;border-radius:999px;transition:width 1.1s cubic-bezier(.2,.8,.2,1)}
.metrics{display:grid;grid-template-columns:1fr 1fr 1fr;gap:8px}
.metric{background:var(--soft);border-radius:11px;padding:9px 10px;min-width:0}
.metric .l{font-size:10px;color:var(--muted);text-transform:uppercase;letter-spacing:.03em;font-weight:700}
.metric .v{font-weight:800;font-size:13px;margin-top:2px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.metric .v small{color:var(--muted);font-weight:600}
.est{color:#0ea5e9}
.ribbon{position:absolute;top:13px;right:-34px;transform:rotate(45deg);background:#22c55e;color:#fff;
  font-size:10px;font-weight:800;padding:4px 40px;box-shadow:0 4px 10px rgba(0,0,0,.15)}
.emicard.done{opacity:.72}
.emicard.done .accent{background:#cbd5e1 !important}

/* ---------- toolbar / sort ---------- */
.toolbar{display:flex;flex-direction:column;gap:10px;margin:14px 0 18px}
.rowbtns{display:flex;gap:10px;flex-wrap:wrap}
.sortbar{display:flex;align-items:center;gap:9px;background:var(--card);border:1px solid var(--line);
  border-radius:14px;padding:10px 13px;box-shadow:var(--shadow)}
.sortbar label{font-size:12.5px;font-weight:700;color:var(--muted);white-space:nowrap;display:flex;align-items:center;gap:6px}
.sortbar select{flex:1;padding:11px 12px;border:1.5px solid var(--line);border-radius:11px;font-size:14px;
  font-weight:600;color:var(--ink);background:#fff;font-family:inherit;min-width:0}
.sortbar select:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 4px rgba(109,94,252,.12)}

/* ---------- manage list as cards (mobile) ---------- */
.elist{display:flex;flex-direction:column;gap:12px}
.ecard{background:var(--card);border:1px solid var(--line);border-radius:15px;padding:14px;box-shadow:var(--shadow);
  position:relative;overflow:hidden}
.ecard .acc{position:absolute;left:0;top:0;bottom:0;width:5px}
.ecard.done{opacity:.65}
.ecard .hd{display:flex;align-items:flex-start;gap:10px;padding-left:6px}
.ecard .hd .nm{flex:1;min-width:0;font-weight:800;font-size:14.5px;line-height:1.3}
.ecard .hd .nm .sm{display:block;font-size:11.5px;color:var(--muted);font-weight:600;margin-top:2px}
.ecard .hd .st{font-size:11.5px;font-weight:800;white-space:nowrap}
.ecard .row{display:flex;flex-wrap:wrap;gap:8px;margin:11px 0;padding-left:6px}
.ecard .row .f{background:var(--soft);border-radius:10px;padding:7px 10px;font-size:12px;font-weight:700}
.ecard .row .f span{color:var(--muted);font-weight:600;font-size:10.5px;display:block;text-transform:uppercase;letter-spacing:.03em}
.ecard .act{display:flex;gap:8px;padding-left:6px}
.ecard .act .link{flex:1;text-align:center}

/* ---------- buttons / forms ---------- */
.btn,button{background:linear-gradient(135deg,#6d5efc,#8b5cf6);color:#fff;border:0;border-radius:12px;
  padding:12px 17px;font-size:14px;font-weight:700;cursor:pointer;display:inline-flex;align-items:center;justify-content:center;
  gap:7px;box-shadow:0 8px 18px rgba(109,94,252,.3);transition:.2s;min-height:44px}
.btn.ghost{background:#fff;color:var(--brand);border:1.5px solid #e0ddff;box-shadow:none}
.btn.block,.rowbtns .btn{flex:1}
.formbtns{grid-column:1/-1;display:flex;gap:10px;flex-wrap:wrap}
.formbtns button,.formbtns .btn{flex:1}

.emiform{display:grid;grid-template-columns:1fr;gap:13px}
.emiform label{display:flex;flex-direction:column;font-size:12px;color:var(--muted);gap:6px;font-weight:600}
.emiform .wide{grid-column:1/-1}
.emiform input,.emiform select{padding:12px;border:1.5px solid var(--line);border-radius:11px;font-size:16px;
  color:var(--ink);background:#fff;font-family:inherit;min-height:44px}
.emiform input:focus,.emiform select:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 4px rgba(109,94,252,.12)}
fieldset.sub{grid-column:1/-1;border:1.5px dashed #e0ddff;border-radius:13px;padding:14px;display:grid;
  grid-template-columns:1fr;gap:12px;background:#faf9ff}
fieldset.sub legend{font-size:12px;color:var(--brand);font-weight:800;padding:0 7px}

.actions .link,.act .link{background:none;color:var(--brand);padding:10px 12px;font-weight:700;font-size:13px;
  box-shadow:none;border-radius:9px;border:1.5px solid #e0ddff;min-height:42px}
.actions .link.danger,.act .link.danger{color:var(--danger);border-color:#fdd}

.alert{background:#fff;border-left:4px solid var(--danger);color:#b42318;padding:13px 15px;border-radius:12px;
  margin:16px 0;box-shadow:var(--shadow);font-weight:600}
.alert.ok{border-left-color:#22c55e;color:#15803d}
.foot{font-size:11.5px;color:var(--muted);margin:6px 4px 44px;text-align:center;line-height:1.7}
.loglist{list-style:none;padding:0;font-size:14px;line-height:2}
.tablescroll{display:none}

/* ---------- login ---------- */
.login-bg{min-height:100vh;display:flex;align-items:center;justify-content:center;padding:18px;
  background:linear-gradient(135deg,#6d5efc 0%,#8b5cf6 45%,#d946ef 100%)}
.login-card{background:rgba(255,255,255,.97);border-radius:22px;padding:34px 26px;width:100%;max-width:360px;
  box-shadow:0 26px 60px rgba(40,10,80,.4);text-align:center}
.login-card .big{font-size:44px}
.login-card h1{font-size:21px;margin:10px 0 4px}
.login-card p{margin:0 0 20px;color:var(--muted)}
.login-card input{width:100%;padding:14px;border:1.5px solid var(--line);border-radius:13px;font-size:16px;margin-bottom:13px;text-align:center}
.login-card input:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 4px rgba(109,94,252,.12)}
.login-card button{width:100%}
.back{display:inline-flex;align-items:center;gap:6px;margin:18px 0 8px;font-weight:600}

/* ============ TABLET (>=600px) ============ */
@media(min-width:600px){
  .wrap{padding:0 20px}
  .brand-logo .txt{display:inline}
  .topbar nav a{padding:8px 14px;font-size:14px}
  .hero{flex-direction:row;align-items:center;justify-content:space-between}
  .stat{padding:20px}
  .stat .value{font-size:26px}
  .panel{padding:20px}
  .emiform{grid-template-columns:1fr 1fr}
  fieldset.sub{grid-template-columns:1fr 1fr}
  .toolbar{flex-direction:row;align-items:center;justify-content:space-between}
  .sortbar{flex:0 0 auto}
  .rowbtns .btn,.btn.block{flex:0 0 auto}
}

/* ============ DESKTOP (>=900px) ============ */
@media(min-width:900px){
  :root{--radius:20px}
  .stats{grid-template-columns:repeat(4,1fr);gap:16px}
  .stat .value{font-size:28px}
  .grid2{grid-template-columns:1.1fr .9fr;gap:20px}
  .emigrid{grid-template-columns:repeat(auto-fill,minmax(330px,1fr));gap:18px}
  .emicard{transition:transform .22s,box-shadow .22s}
  .emicard:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
  .stat{transition:transform .25s}.stat:hover{transform:translateY(-5px)}
  .btn:hover{transform:translateY(-2px);box-shadow:0 12px 26px rgba(109,94,252,.4)}
  .emiform{grid-template-columns:1fr 1fr 1fr}
  fieldset.sub{grid-template-columns:1fr 1fr 1fr 1fr}
}

/* ---------- card bills ---------- */
.bills{display:grid;grid-template-columns:1fr;gap:13px}
.bill{position:relative;overflow:hidden;background:var(--card);border:1px solid var(--line);border-radius:15px;
  padding:14px 14px 14px 18px;box-shadow:var(--shadow)}
.bill .acc{position:absolute;left:0;top:0;bottom:0;width:6px}
.bill .bh{display:flex;align-items:center;gap:10px}
.bill .bb{width:38px;height:38px;border-radius:11px;display:flex;align-items:center;justify-content:center;
  font-size:18px;color:#fff;flex-shrink:0;box-shadow:0 5px 12px rgba(0,0,0,.12)}
.bill .bn{font-weight:800;font-size:14px;line-height:1.2}
.bill .bn span{display:block;font-size:11px;color:var(--muted);font-weight:600;margin-top:2px}
.bill .bamt{margin:12px 0 4px;font-size:22px;font-weight:850}
.bill .bamt span{display:block;font-size:10.5px;color:var(--muted);text-transform:uppercase;letter-spacing:.04em;font-weight:700;margin-bottom:1px}
.bill .brow{display:flex;gap:18px;margin-top:6px}
.bill .brow div{font-size:13px;font-weight:800}
.bill .brow span{display:block;font-size:10px;color:var(--muted);text-transform:uppercase;letter-spacing:.03em;font-weight:700}
.bill .due{margin-top:12px;font-size:12px;font-weight:700;padding:7px 11px;border-radius:10px;background:var(--soft);color:var(--muted)}
.bill .due.ok{background:#eef9f0;color:#15803d}
.bill .due.soon{background:#fff5e6;color:#b45309}
.bill .due.over{background:#fdecec;color:#b42318}
@media(min-width:600px){ .bills{grid-template-columns:1fr 1fr} }
@media(min-width:900px){ .bills{grid-template-columns:repeat(4,1fr)} }